Financing for value-add real estate
Funding for residential and commercial value-add projects across Canadian markets.
Debt capital & lending
Financing built for value-add real estate.
First and second mortgages and construction financing, assessed by a lender that knows the asset.
- First & second mortgages
- Construction financing
- Weighted average LTV up to 85%
Overview
Borrow
Keasy Mortgage Investment Corporation finances value-add projects across residential and commercial real estate. We combine financial expertise with deep market knowledge to assess opportunities quickly and structure mortgages that fit the project. Our process is straightforward: speak with a broker, complete pre-screening and application, move through review and conditional approval, satisfy the conditions, and receive your loan — with a team that understands the asset behind every deal.
Who it’s for
Property ownersBuilders & developersReal estate investors
What we offer
Borrow capabilities
Loan application process
Contact a broker, pre-screening, application, review and conditional approval, then funding.
Lending targets
Primarily first and second mortgages on single or multi-family residential property.
Flexible terms
Construction financing and terms typically between 12 and 36 months, structured to the deal.
How it works
Loan application process
A straightforward path from first conversation to funding, guided by a mortgage broker who understands the asset behind your deal.
Connect with a mortgage broker
Get in touch with one of our mortgage brokers to talk through your project and goals.
Complete pre-screening
We run a quick pre-screening to confirm fit before you invest time in a full application.
Submit your application
Fill out your application form with the details of the property and the financing you need.
Review & conditional approval
We review your application and issue a conditional approval outlining the proposed terms.
Meet conditions & receive funding
Satisfy the outlined conditions and receive your loan.
Underwriting
Investment targets
A disciplined approach to underwriting and active portfolio oversight guides where Keasy MIC deploys capital.
General investment targets
- Primarily first (1st) and second (2nd) mortgages in Canada.
- Single or multi-family residential properties, with a weighted-average loan-to-value not exceeding 85%.
- Construction financing for residential and multi-residential properties.
- Terms between twelve (12) and thirty-six (36) months.
Exception targets
- On occasion, Keasy MIC invests in land or commercial real estate in select one-off situations where significant capital and clear upside are present.
- Any one-off investment is pursued only where it can be held by a Mortgage Investment Corporation.
Get started
Ready to explore borrow?
Tell us about your goals and we’ll connect you with the right Keasy team to map out the next step.